Insurance Agencies in Texas typically sell for 8-12x EBITDA on platform deals. WETYR acquires directly and confidentially statewide. On $500K - $10M of revenue that generally means $150K - $2.5M of owner earnings. No listing, no commission, no auction.
Why Texas insurance agency owners sell to WETYR
Texas owners come to us for the same reasons owners everywhere do, a partnership split that needs a clean resolution chief among them, but with one hard requirement: confidentiality. A public listing or broker teaser tells your staff, your customers, and every competitor in South Central that you are leaving. A direct sale to WETYR does not. License, recurring commissions (renewals), aggregator roll-up wave
What a Texas insurance agency is worth
We value on normalized earnings, not top-line revenue. After adding back owner compensation above a market replacement, one-time costs, and personal expenses, we apply the insurance agency range of 8-12x EBITDA on platform deals. Renewal commissions, E&O insurance, sticky books pushes toward the top; owner dependence, customer concentration, and messy books pull toward the bottom.
Who competes to buy insurance agencies
Private equity platforms and strategic consolidators (Hub International, Acrisure, OneDigital, BroadStreet Partners, Patriot Growth) are the loud buyers, but they screen hard, move slowly, and re-trade at diligence. WETYR is the operator alternative: we buy to run, not to flip, so we can move quickly and keep it private. We also advise Texas owners who want to run a limited competitive process to the right strategic and financial buyers without ever going fully public.
| Factor | WETYR (operator-buyer) | PE platform | Individual buyer |
|---|---|---|---|
| Typical offer basis | 8-12x EBITDA on platform deals | Highest headline number | Financing-dependent |
| Time to close | 30 to 75 days | 6 to 12 months | 3 to 9 months |
| Stays confidential | Yes, no public listing | Committee and advisors see it | Usually broker-marketed |
| Fees to you | $0, we buy as principal | Broker 8 to 12% if listed | Broker 8 to 12% |
| Re-trade risk at diligence | Low | High | Medium to high |
| Who runs it after close | WETYR operates it | Installs their own team | New owner learns the business |
Where we buy insurance agencies in Texas
We source insurance agency deals across Texas, from Houston, El Paso, Dallas, San Antonio, Austin to rural operators. Location within the state does not change our process; your numbers and readiness do. Pick your market below for a page built for it, or reach out directly and we will tell you honestly what your business is worth and whether we are a direct fit.
Get a confidential valuation
Tell us a little about your insurance agency in Texas. We reply with an indicative value range and whether we are a direct fit, within one business day. No obligation, no listing, nothing public.
Texas insurance agency sale FAQ
What is an insurance agency in Texas worth?
Most insurance agencies trade at 8-12x EBITDA on platform deals. The number that matters is your normalized owner earnings (SDE or EBITDA after adding back one-time and owner-specific costs), multiplied by a range set by size, recurring revenue, licensing, and how dependent the business is on you. On roughly $500K - $10M of revenue we typically see $150K - $2.5M of earnings. Send the numbers and we will give you an indicative range within a day.
How long does it take to sell an insurance agency in Texas?
A direct sale to WETYR can close in 30 to 75 days because there is no listing, no broker marketing cycle, and no auction. A brokered or PE-marketed process usually runs 6 to 12 months and puts your confidential financials in front of dozens of strangers. Location does not change the mechanics; readiness of your books does.
Do I have to list my business publicly to sell it?
No. That is the single biggest fear owners raise, and the reason many never start. WETYR buys directly and privately. Your staff, customers, and competitors do not find out unless and until you decide to tell them. Nothing goes on BizBuySell, no sign goes up, no teaser circulates.
What does WETYR charge to sell my insurance agency?
When we buy directly, you pay us nothing; we are the principal, not a broker taking 8 to 12 percent of your proceeds. When we advise on a sale to a third party, fees are agreed up front and disclosed in writing. Either way you know the economics before anything moves.
What makes an insurance agency sell for a higher multiple?
Renewal commissions, E&O insurance, sticky books. Concretely: recurring or contracted revenue, a team that runs the day-to-day without you, clean books, and current licensing (State insurance license, E&O insurance). We tell you honestly which levers are worth pulling before a sale and which are not worth the delay.
Sell your insurance agency in Texas
Confidential, direct, and fast. Talk to the operator, not a broker.